Skip to Content
BudgetNeeds / Wants / Savings

πŸ₯§ Needs / Wants / Savings (NWS)

This view breaks your budget into the 50/30/20 framework:

  • Needs (typically 50%) β€” Rent, bills, groceries, essentials
  • Wants (typically 30%) β€” Dining out, subscriptions, hobbies
  • Savings (typically 20%) β€” Emergency fund, investments, goals

Each section shows how much you’ve budgeted, spent, and your percentage of income. Expand a section to see the categories inside. Ledgend highlights when you’re over the ideal percentage.

Last updated on

MIT 2026 Β© Ledgend. UK household budgeting for legends.