❤️ Budget Health

Budget Health gives you a quick snapshot of your month:

• Coverage — How much of your income is assigned to categories
• Surplus — Unallocated income (positive = money left to budget)
• Deficit — When your budgeted amounts exceed income (needs attention)

A fully zero-based budget has 100% coverage and zero surplus. If you see a deficit, Ledgend will warn you at the top of the page — reduce budgeted amounts or add income to fix it.